Practice Financing

Get the right loan to fit your needs

It’s about matching your unique situation with the right bank. Your needs and goals are our primary concern. Whether you’re just getting started, growing your practice, or becoming a multi-practice operator, Practice Utopia will develop the right financing package for you.

Types of Financing

Practice Utopia is relentless in finding the right lender for your unique requirement.

Practice Transition Financing

Our team has over 3 decades of experience and accomplishments.

  • Up to 100% financing

  • Fixed rates as low as 3%

  • Working capital up to $200K

  • 7 – 15 year terms

Expansion Financing to $5M

We are experienced multi-practice financiers.

  • 100% fixed rate financing

  • Up to 10 locations

  • Up to 5 million in debt

  • Pre DSO planning

DSO Financing up to $25M

We are experts in DSO financing and planning.

  • Up to $25M in debt

  • Consolidate existing debt

  • Expansion capitol

  • DSO advising/sales

Practice Start-Ups

For de Novo and tenant improvements

  • 48-hour approval

  • Up to $500K in TI

  • Equipment financing

  • Site selection tools

Commercial Real Estate

Conventional up to 85% fixed rate

  • SBA 7A or 504 programs

  • Fixed rates available

  • Leasehold improvement capital

  • Ground up construction

SBA Practice Financing

First time buyer programs

  • 90% financing

  • Practice expansion

  • Practice start-up

  • Aggressive financing

Practice Refinancing

Refinancing to conventional fixed

  • Improved cash flow

  • Up to 80% value

  • Working capital available

  • Low rates

Equipment Financing

48-Hour Approval

  • Low rates

  • No prepayment penalties

  • 3, 5 & 7 yr. terms

  • No blanket lien

Practice Transition Financing

Our team has over 3 decades of experience and accomplishments.

  • Up to 100% financing

  • Fixed rates as low as 3%

  • Working capital up to $200K

  • 7 – 15 year terms

Expansion Financing to $5M

We are experienced multi-practice financiers.

  • 100% fixed rate financing

  • Up to 10 locations

  • Up to 5 million in debt

  • Pre DSO planning

DSO Financing up to $25M

We are experts in DSO financing and planning.

  • Up to $25M in debt

  • Consolidate existing debt

  • Expansion capitol

  • DSO advising/sales

Practice Start-Ups

For de Novo and tenant improvements

  • 48-hour approval

Commercial Real Estate

Conventional up to 85% fixed rate

  • SBA 7A or 504 programs

  • Fixed rates available

  • Leasehold improvement capital

  • Ground up construction

SBA Practice Financing

First time buyer programs

  • 90% financing

  • Practice expansion

  • Practice start-up

  • Aggressive financing

Practice Refinancing

Refinancing to conventional fixed

  • Improved cash flow

  • Up to 80% value

  • Working capital available

  • Low rates

Equipment Financing

48-Hour Approval

  • Low rates

  • No prepayment penalties

  • 3, 5 & 7 yr. terms

  • No blanket lien

The Steps to Financing Your Practice

Step One

Application

Understanding your Goals

Complete the form below and schedule a private consultation.

Step Two

Loan Underwriting

Preparing your Practice for the Right Loan Package

Initiate and manage the underwriting process.

Step Three

The Approval Process

The Right Loan Package for your Needs

When you’re successful we all win together.

Lender’s Platform